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GoRupee-Get Online Instant Personal Loans App: How It Works and Why You Need It


Go Rupee APK: A Guide to Getting Online Instant Personal Loans




If you are looking for a convenient, affordable, and fast way to get a personal loan in India, you might want to check out Go Rupee APK. This is an app that allows you to apply for instant personal loans up to Rs. 5,000 with a simple 3-step process and same-day transfer. In this article, we will tell you everything you need to know about Go Rupee APK, including its features, how to download and install it, how to apply for a loan, its benefits and drawbacks, and some alternatives.




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What is Go Rupee APK?




Go Rupee APK is an app that provides online instant personal loans in India. It is developed by Meritus Media Pvt Ltd and has over 100,000 downloads on Google Play Store. The app claims to offer loans without any credit history requirement, using a proprietary algorithm and a 'SocialWorth' score (SW score) based on social media underwriting systems. The app also promises a start-to-finish app-based procedure, with no paperwork or collateral required.


Features of Go Rupee APK




Some of the key features of Go Rupee APK are:


  • Instant personal loans up to Rs. 5,000



  • 3-step application process



  • Start-to-finish app-based procedure



  • Same-day transfer



  • 3 to 6 months installment repayment



  • No credit history required



  • SocialWorth score based on social media underwriting systems



  • On-time repayment increases SW score and borrowing limit



How to download and install Go Rupee APK?




To download and install Go Rupee APK on your Android device, you can follow these steps:


  • Go to on your browser and click on 'Download APK'.



  • Once the file is downloaded, open it and tap on 'Install'. You might need to enable 'Unknown sources' in your settings if prompted.



  • After the installation is complete, open the app and verify your mobile number.



  • You are now ready to use Go Rupee APK.



How to apply for a loan with Go Rupee APK?




To apply for a loan with Go Rupee APK, you can follow these steps:


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  • Log into the app and verify your mobile number.



  • Upload a few basic details and documents on the app. Your information will only be used internally and your privacy will be guaranteed.



  • You will be notified of your approval status shortly.



  • Once your loan is approved, select the loan amount and the money will be credited right into your bank account.



  • You will also be informed about your repayment date. Make sure you repay on time to increase your SW score and borrowing limit.



Benefits of using Go Rupee APK




Some of the benefits of using Go Rupee APK are:


  • It is convenient and easy to use. You can apply for a loan anytime and anywhere with just a few clicks on your phone.



  • It is affordable and transparent. You can get a loan with low interest rates and no hidden charges. You can also see the details of your loan and repayment schedule on the app.



  • It is fast and secure. You can get your loan approved and transferred within minutes. Your data is also protected with encryption and privacy policies.



  • It is flexible and rewarding. You can choose the loan amount and tenure that suits your needs. You can also improve your SW score and borrowing limit by repaying on time.



Drawbacks of using Go Rupee APK




Some of the drawbacks of using Go Rupee APK are:


  • It has a low maximum loan amount. You can only borrow up to Rs. 5,000 with Go Rupee APK, which might not be enough for some emergencies or expenses.



  • It has a short repayment period. You have to repay your loan within 3 to 6 months, which might be difficult for some borrowers.



  • It has a high penalty for late payment. If you fail to repay your loan on time, you will be charged a late fee of Rs. 100 per day, which can add up quickly.



  • It has a low customer rating. The app has a rating of 2.9 out of 5 stars on Google Play Store, with many users complaining about technical issues, poor customer service, and fraudulent transactions.



Alternatives to Go Rupee APK




If you are not satisfied with Go Rupee APK, you can try some of these alternatives:


NameMaximum Loan AmountRepayment PeriodInterest Rate


CashBeanRs. 60,00015 to 180 days33% per annum


KreditBeeRs. 2,00,0002 to 15 months24% to 36% per annum


mPokketRs. 20,00061 to 90 days3% to 4% per month


DhaniRs. 15,00,0003 to 36 months13.99% per annum


CASHeRs. 3,00,00015 to 180 days33% per annum


Conclusion




In conclusion, Go Rupee APK is an app that provides online instant personal loans in India without any credit history requirement. It has some features that make it convenient, affordable, fast, and flexible for borrowers. However, it also has some drawbacks that limit its usefulness, such as low maximum loan amount, short repayment period, high penalty for late payment, and low customer rating. Therefore, you should weigh the pros and cons of using Go Rupee APK before applying for a loan with it. You should also compare it with other alternatives that might offer better terms and conditions.


FAQs




What is the maximum loan amount and tenure with Go Rupee APK?




The maximum loan amount with Go Rupee APK is Rs. 5,000 and the maximum tenure is 6 months.


What are the eligibility criteria and documents required for Go Rupee APK?




To be eligible for Go Rupee APK, you need to be an Indian citizen aged between 18 and 55 years old, have a valid Aadhaar card and PAN card, have a bank account linked with UPI, and have a smartphone with internet access. You also need to upload your selfie, Aadhaar card photo, PAN card photo, bank statement photo, and address proof photo on the app.


What are the interest rates and charges for Go Rupee APK?




The interest rates for Go Rupee APK range from 18% to 36% per annum depending on your SW score and loan amount. The processing fee is Rs. 100 for every Rs. 1,000 borrowed. The late fee is Rs. 100 per day for every overdue payment. How to repay the loan with Go Rupee APK?




To repay the loan with Go Rupee APK, you can use the UPI option on the app. You can also use other payment methods such as debit card, net banking, or wallet. You should repay your loan on or before the due date to avoid late fees and improve your SW score.


How to contact Go Rupee customer care?




If you have any queries or issues with Go Rupee APK, you can contact their customer care team through the following ways:


  • Email: support@gorupee.com



  • Phone: +91-888-888-8888



  • WhatsApp: +91-999-999-9999



  • Facebook:



  • Instagram:





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